During the property claims process the re-construction of the damaged structure becomes a key element in determining the amount of your claim and your ability to rebuild your home or business under insurance company and bank guidelines.
The process includes finding and choosing a qualified licensed contractor that will be approved by your mortgage bank and insurance carrier. We can create a custom construction agreement with that contractor that protects your interests and abides by the requirements of your insurance policy and mortgage bank.
Finally, we can speak with your local building department regarding the proposed re-construction and address any required building code upgrades which may increase the costs of construction. However, the cost of code upgrades may be covered by your insurance policy. Our attorneys possess the valuable experience necessary to manage this entire process to ensure that your you receive all of the benefits of your insurance policy, while protecting your interests with your contractor during the entire rebuilding process.
Of course every homeowner or business does not need help with their insurance claim, but we are here to help the people who may experience the following circumstances:
- NOT ENOUGH INSURANCE COVERAGE TO PAY FOR ALL DAMAGES
- LARGE VALUE CLAIMS (ENTIRE HOUSE/FOUNDATION/ROOF)
- NO INSURANCE COVERAGE AT THE TIME OF LOSS
- NEED A CONSTRUCTION CONTRACT FOR CONTRACTOR/BANK/INSURER
- CLAIM IS UNDER INVESTIGATION
- CONSTRUCTION PROBLEMS OR DISPUTES WITH A CONTRACTOR
- INSURANCE COMPANY IS DELAYING PAYMENT ON YOUR CLAIM
- YOU ARE IN FORECLOSURE OR LATE ON MORTGAGE PAYMENTS
- YOU HAVE NOT BEEN PAID FOR ALL OF YOUR CLAIMED DAMAGES
- A COMPLEX CLAIM WHERE YOU NEED HELP/EXPERIENCED REPRESENTATION
- YOU ARE REQUIRED TO APPEAR FOR AN EXAMINATION UNDER OATH
- CLAIM IS WRONGFULLY DENIED
- YOU NEED HELP UNDERSTANDING YOUR RIGHTS UNDER YOUR INSURANCE POLICY AND THE LAW
- YOUR CLAIM INVOLVES PERSONAL INJURIES OR LOSS OF LIFE
- YOUR CLAIM INVOLVES ARSON OR LEGAL CONCERN
Unfortunately, sometimes when a loved one dies, family members are unaware or far away. This often results in that person's insurance policies being forgotten and beneficiaries do not receive monies they were entitled to. As insurance companies often don't have current contact information for beneficiaries or are not even notified when a death occurs, they withhold payment on the insurance or investment policy until they can find the intended beneficiaries. However, often these beneficiaries are not found after several years and the proceeds of the policy or investment go unclaimed. We help everyday people who are trying to collect benefits due from a relative's policy or investment and are unable to obtain necessary documentation or facts to present a claim for unclaimed funds successfully.
Sometimes, people sell their home or move away after making an insurance claim and don't receive the full proceeds of their claim because the insurance company cannot reach them. Those claim proceeds often go unclaimed as well. We can help you find and collect nclaimed money from lost insurance policies, expired claims and unclaimed investments. Our firm offers free consultations, so you can come in and speak to us regarding insurance policy or investment proceeds you believe you may be entitled to. It is important to us that you get your questions answered and that you get help to collect any unclaimed funds whether you are a beneficiary, family member or trusted friend. We are prepared to investigate and handle these claims for you from start until finish.
No one ever plans to get hurt at work and most people are not prepared to deal with the workers compensation claims process. Often, workers think that they won't need any help because their employer will take care of their workers compensation claim. The truth is that employers use insurance companies and lawyers to fight your claim and often reduce the amount you are paid or have your claim denied completely. If your claim is denied, you will not receive any payment, even though you were hurt while working. Many factors affect how your claim will be addressed and if it will be paid. Through the claims process, a Judge will determine how long you may receive benefits or if you qualify for a lump sum settlement payment for your work related injury. Therefore, it is important that your claim is handled properly by an experienced lawyer from the start. Our attorneys are experienced in fighting employers' lawyers and insurance companies to get you the money you deserve on your claim. We are able to strongly represent your interests, so that your claim is paid and you can receive weekly benefits at the proper rate. When you are ready, our lawyers can also negotiate a lump sum settlement for your claim, so you can rest easy.
In addition to providing professional claims representation for everyday people, property owners and commercial businessowners throughout New York State, our firm provides many related legal services so that we are able to offer our clients a complete representation of their insurance claims or any other legal matters within our areas of practice. If you are unsure as to whether your legal matter is within our practice expertise, please feel free to contact our firm to discuss your legal needs.