ORR & BROWN, P.C.

attorneys at law

 

Insurance Claims

What You Should Know...

No one is prepared for a natural disaster, injury or an untimely death.  Once you are faced with a complex insurance matter that affects your home, life or business, most people do not possess the time or experience to properly handle negotiations for payment of their insurance claim against a billion dollar insurance company.  The larger your claim, the more experience and help you will need to get your claim paid in a timely manner, for its full value.

Unfortunately, although many insurance companies advertise that they will take good care of you and pay the full amount your insurance claim, the truth is that insurance companies don't make money, by paying out claims.  Insurance companies make money by selling insurance policies and collecting premium payments from policyholders, like you.  In fact, insurance companies can only lose money they have already made, by paying out insurance claims.  So, as you can imagine, insurance companies are not always happy or willing to pay insurance claims and don't do such a good job of looking for lost beneficiaries to a claim.

As a result, many valid insurance claims are still investigated, denied, allowed to expire or simply paid at a fraction of their full value, so that insurance companies can make more money and lose less.  Our firm helps everyday people and businesses from the start of the claim process, to get their claim paid for its full value and to avoid the common mistakes that lead to low/no payment, a unecessary investigations or denial by the insurance company.  If your insurance company has already denied your claim, we can help you to fight for payment through legal action against your insurance company to recover the full value of your claim. If you believe you have a right to unclaimed insurance or investment funds from an expired claim/policy of your own, or a loved one, we can help. If your claim is placed under investigation and/or payment delayed, we can represent you throughout the investigation, including representation at Examinations Under Oath (EUO) and by communicating with the insurance company on your behalf.

It is our suggestion that you never sign documents from your insurance company regarding your claim, until you have spoken with an attorney, who can fully explain the content of the document you have been asked to sign.  Therefore, it is important that you contact us as early in the claim process as possible to avoid common problems or mistakes that can occur with insurance claims.

DON'T LET ANYONE TELL YOU WHETHER OR NOT YOU NEED A LAWYER TO HELP YOU WITH YOUR INSURANCE CLAIM...DECIDE FOR YOURSELF, AFTER SPEAKING WITH US, FOR FREE.